Terms of Use


These Terms of Use (“Terms”) govern the use of the website located at Wiserdime.com (“Site”), any platform, or application, including but not limited to the mobile application known as Wiserdime (“App”), and any related services provided by Wiser ID LLC (Wiser ID). By remaining on the Site or using the App, You, the User (“You” or “Your”) specifically agree to read and strictly abide by these Terms.  If You do not accept these Terms in total, You may not remain on or use the Site or App.

By accessing the Site and/or App, You agree to assist Wiser ID, upon request, and to comply with all applicable laws and regulations. If You do not agree with these Terms, You are prohibited from using or accessing any services provided by Wiser ID.

As part of this Agreement, Wiser ID reserves the right to review and amend any of these Terms of Service at our sole discretion. Upon doing so, Wiser ID will update this page.  Any changes to these Terms will take effect immediately on the date of publication, unless stated otherwise. You are responsible for checking the Terms for any changes.

These Terms of Use were last updated on December 17, 2022.

Limitations of Use

By accessing or using this Site and/or App, You warrant on behalf of yourself, Your associated users, and other related parties You represent that You will not:

modify, copy, prepare derivative works of, decompile, or reverse engineer any materials and/or software contained on this Site and/or App;

remove any copyright or other proprietary notations from any materials and software on this Site and/or App;

transfer the materials to another person or “mirror” the materials on this Site and/or App to any other server;

knowingly or negligently use this Site and/or App or any of its associated services in a way that abuses or disrupts the networks, or any other service Wiser ID provides;

use this Site and/or App or its associated services to transmit or publish any harassing, indecent, obscene, fraudulent, or unlawful material;

use this Site and/or App or its associated services in violation of any applicable laws or regulations;

use this Site and/or App in conjunction with sending unauthorized advertising, unsolicited materials, or spam; and/or

harvest, collect, or gather user data without the user’s consent; or

use this Site and/or App or its associated services in such a way that may infringe the privacy, intellectual property rights, or other rights of third parties.

Intellectual Property

The intellectual property in the materials contained in this Site and/or App are owned, controlled by, or licensed to Wiser ID and are protected by applicable copyright, trademark, unfair competition laws. Wiser ID grants users, such as You, limited permission to access and use materials on the Site and/or App for personal, non-commercial, transitory use. This constitutes the grant of a license, not a transfer of title. Wiser ID cannot grant any greater access or privilege than given and does not hold itself out as having any greater rights. This license shall automatically terminate if You violate any of these restrictions or the Terms and may be terminated by Wiser ID at any time without recourse.


The Site and/or App and the materials on the Site and/or App are provided on an ‘as is’ basis. To the extent permitted by law, Wiser ID makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property, or other violation of rights.

In no event shall Wiser ID or its vendors, suppliers, or partners be liable for any punitive damages, incidental or consequential loss suffered or incurred by You or any third party arising from the use or inability to use this Site and/or App or the materials thereon, even if Wiser ID or an authorized representative has been notified, orally or in writing, of the possibility of such damage.

In the context of this Agreement, “consequential loss” includes, but is not limited to, any consequential loss, indirect loss, real or anticipated loss of profit, loss of benefit, loss of revenue, loss of business, loss of goodwill, loss of opportunity, loss of savings, loss of reputation, loss of use and/or loss or corruption of data, whether under statute, contract, equity, tort (including negligence), indemnity, or otherwise.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to You.

Accuracy of Materials

The materials appearing on the Site and/or App are not comprehensive and are for general information purposes only. Wiser ID does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on the Site and/or App, or otherwise relating to such materials or on any resources, goods, or services linked to this Site and/or App.


Wiser ID has not reviewed all of the sites linked to its Site and/or App and is not responsible for the contents of any such linked site, application platform, or service. The inclusion of any link does not imply endorsement, approval, or control by Wiser ID of the site, application, platform, or service. Use of any such linked site, application, platform, or service is at Your own risk and Wiser ID strongly advises You to investigate all linked sites, applications, platforms, or services with respect to suitability and credibility.

Additional Terms

Additional terms and conditions may apply to our services and to specific portions or features of the Site and/or App, including forms, promotions, or other similar features, all of which terms are made a part of these Terms by this reference. You agree to abide by such other terms and conditions, including where applicable representing that You are of sufficient legal age to use this Site and/or App. If there is a conflict between these Terms and the terms posted for or applicable to a specific portion of the Site and/or App or for any good or service offered on or through the Site and/or App, the latter terms shall control with respect to Your use of that portion of the Site and/or App or the specific service. Neither does this Site and/or App alter or vary the terms of any other agreements associated with any goods or services.


You agree to indemnify and hold Wiser ID, its officers, directors, shareholders, predecessors, successors in interest, employees, agents, subsidiaries, and affiliates, harmless from any demands, loss, liability, claims or expenses (including reasonable attorneys’ fees), made by any third party due to or arising out of or in connection with Your access or use of this Site and/or App.

Right to Terminate

Wiser ID may suspend or terminate Your right to use the Site and/or App and terminate this Agreement immediately upon written notice to You for any breach without recourse. If You believe Your access has been wrongfully terminated, please contact us for assistance.

Legal Fees

You agree that if Wiser ID is required to take any legal action against You as a result of your violation of these Terms or defend any action brought by You, Your heirs or assigns, Wiser ID will be entitled to recover from You, and You agree to pay, all reasonable attorneys’ fees and costs of such action, in addition to any other relief granted.


Any portion of these Terms of Service which is wholly or partially void or unenforceable shall be considered severed to the extent it is void or unenforceable. The validity of the remainder of these Terms will remain unaffected and continue to support the protection of Wiser ID.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the State of Tennessee. You irrevocably submit to the exclusive jurisdiction of the courts in Davidson County, Tennessee with regard to any claim associated with Wider ID or the Site and/or App.